Hello, this is Chantelle Oliver from the Kathy Barry Agency. Some people may ask, when is homeowner’s insurance required? Homeowners insurance is typically required when you have a mortgage or a lien on your home. Usually, when you buy a new home, the mortgage company will want to see proof of insurance before you even go through a settlement, and they will want to see proof of insurance annually for the lifetime of the loan. Typically, I do recommend people carry homeowners insurance, even without a mortgage on your home, as it really, truly is the largest purchase you will make, and it’s about protecting that investment, so it’s a really smart move.

Call Kathy Barry Agency in Robesonia, PA at (610) 693-5000